The right tool
for the right size of debt.
A £40,000 contract dispute belongs at a high-street firm. A £180 unpaid invoice doesn’t. We sit in the middle, where most of the country’s SME debt actually lives.
Five paths. Five trade-offs.
Cost figures for solicitors and collection agencies are illustrative of typical published UK market rates and vary by firm and case.
Why not just call a solicitor?
You can — and for a £40,000 contract dispute, you should. RobinReturn is built for the £100 to £10,000 invoices that ordinarily slip through the cracks: too small to interest a high-street firm, too important to write off, too relationship-sensitive for a collection agency.
| Approach | Cost shape | Speed | Tone | Visibility |
|---|---|---|---|---|
| High-street solicitor | Typically £250–£400 / hour + retainer | Weeks per stage | Formal · adversarial | Limited client visibility |
| Collection agency | Typically 15–35% of recovered sum | Commission-based · fast | Standardised scripts | Can strain relationships |
| DIY · Money Claim Online | Court fees only | Slow without an LBA | Yours to draft | Self-service |
| RobinReturn | From £2 per case · pay-per-action | Most cases settle before court | Firm · relationship-safe | Live audit trail |
Competitor cost ranges are illustrative of typical published UK market rates and vary by firm and case. RobinReturn fees are shown exclusive of VAT.
When we’re right.
And when we’re not.
If RobinReturn isn't a fit for your case, we'd rather send you to the right tool than take a fee. These are the five questions visitors usually arrive with.
Why not just engage a high-street solicitor?
A solicitor is the right call for contested cases, disputes above £10,000, or complex contractual claims. For a £180 unpaid invoice they're uneconomic — typical letter-before-action quotes run £100–£300 per letter and most firms require a retainer. RobinReturn is the cost-effective option for the small-claims band.
Why not use a collection agency?
Collection agencies take 15–35% commission on the recovered sum. They often use aggressive scripts that end the commercial relationship — fine if you never want to work with the debtor again, expensive if you do. RobinReturn's tone is graduated and the fee is fixed per action.
Why not just write it off?
Writing off teaches debtors that you don't chase, which compounds the problem on every future invoice. A pay-per-action approach lets you escalate only when the maths makes sense without committing to the cost of a full legal engagement.
When is RobinReturn the wrong choice?
When the debt is consumer (not B2B), when the principal exceeds £10,000, when the parties aren't both based in England or Wales, or when the debtor has raised a substantive dispute. The /check-eligibility page filters the first three; the fourth needs a solicitor.
How is RobinReturn different from a free template letter?
A template gives you the words. RobinReturn gives you the workflow: the legal substance is solicitor-drafted and kept current, the dates and statutory references are computed from your case, the audit trail is preserved if the matter reaches court, and the escalation path through MCOL is built in. The £2/£9.50 fees pay for the workflow, not the words.